Roof Financing for Arizona

A costly bill shouldn’t stand between you and a new roof. That’s why Right Way Roofing offers roof financing options designed to make our quality services affordable for every homeowner and business owner in Arizona. Our team can help you find a financing plan that fits your budget.

Roof Financing Calculator

Curious what your roof repairs or replacement will cost each month? Enter your details below to estimate a monthly payment.

Estimated Monthly Payment: $0.00
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Rates shown are examples only. Fixed APR range: 8.99%–24.49% (APR will not exceed 15.99% for NJ residents and 17.99% for FL & WI residents), subject to change. Repayment terms range from 12–144 months. Interest begins when funds are disbursed. First payment due 30 days after disbursement. Monthly payment will be no less than $50.

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Roofing License:
CR-42 ROC188504 (AZROC)

We Offer Comprehensive Roof Financing Options

For over 20 years, Right Way Roofing has helped Arizona families and businesses protect their properties with reliable roofing solutions. Now, flexible roof financing options make it even easier.

We partner with trusted lenders to offer fast approvals, straightforward terms, and affordable monthly payments. Explore our financing choices below to find the best option for your needs:

Traditional Installment Loan

A traditional installment loan allows you to finance your roof project over time with fixed monthly payments. This option provides stability and predictable costs so you can start your roofing project right away.

90-Day Same-as-Cash Loan

With a 90-day same-as-cash loan, you can complete your roofing project now and pay later. Your loan is interest-free if paid in full within 90 days.

6-Month Same-as-Cash Loan

This 6-month same-as-cash loan gives you half a year to pay off your roofing project with no interest, making it ideal for homeowners who need a little extra time to cover expenses.

Traditional installment loan from Right Way Roofing

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.

90 Day Same as cash from Right Way Roofing

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 90 days. Repayment terms vary from 15 to 123 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 90 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $19.89 to $27.32 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

6 month same as cash from Right Way Roofing

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

12-Month Same-as-Cash Loan

Enjoy an entire year to pay for your new roof with zero interest when you choose our 12-month same-as-cash loan.

9.99% APR Loan (5-Year)

If you prefer long-term financing, our 9.99% APR 5-year loan offers consistent, affordable monthly payments to help you manage costs without delay.

11.99% APR Loan (Up to 12 Years)

For customers looking for the lowest possible monthly payment, our 11.99% APR loan extends repayment terms up to 12 years.

12-month same as cash loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

9.99% APR 5-year loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $21.24 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

11.99% financing

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

11.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $13.12 to $33.20 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

WE ALSO OFFER WARRANTIES

Right Way Roofing stands behind every roof we install. We offer 10-, 15-, and 30-year warranties to ensure your investment is protected for decades to come. Learn more about our roof warranties and enjoy peace of mind knowing your home or business is covered by experienced, certified professionals.

Roof Financing Made Simple

We believe financing should be simple, fast, and stress-free. With our flexible new roof financing options, you can invest in a durable, energy-efficient roofing system without sacrificing your savings.

Here’s why Arizona homeowners choose to finance their roof through Right Way Roofing:

  • Budget-Friendly Plans: Affordable monthly payments that fit your financial situation.
  • Fast Approval Process: Get approved quickly so your roofing project doesn’t have to wait.
  • No Down Payment Required: Start your project right away without paying up front.
  • Trusted Local Lenders: We partner with reputable financial institutions to ensure transparency and security.
  • Flexible Loan Terms: Choose the repayment schedule that works best for you.
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OUR SERVICE GUARANTEE

As one of Arizona’s top roofing experts, Right Way Roofing stands by our commitment to quality, safety, and customer satisfaction. When you choose us, you can count on:

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Superior Workmanship

We provide an atmosphere of professionalism while delivering exceptional craftsmanship and outstanding customer service.

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Experienced & Certified Contractors

We employ the finest roofers in the Valley, each certified, trained, and dedicated to delivering outstanding customer service and dependable results.

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Safety is Our Priority

We create a safe work environment for our team and clients, adhering to strict OSHA and local safety standards.

Ready to Start?

Our new roof financing options near you make it easier than ever. Give us a call today or fill out our contact form to get started with Right Way Roofing, the trusted local experts serving Arizona for over 20 years.